InComm Expands Into Mobile Wallets and Tap to Pay

Wearables and near-field communication increase contactless payment options
InComm coffee
Photograph courtesy of InComm

ATLANTA —InComm has made its MyVanilla prepaid card compatible with Fitbit Pay and Garmin Pay apps. The payments tech firm is also bringing near-field communication (NFC) capabilities to retailers in its payments network, enabling tap-to-load options to consumers using MyVanilla cards on mobile wallets.

NFC allows two devices to interact with each other when they are in proximity. The technology is typically associated with contactless payments conducted between retailer point-of-sale (POS) terminals and consumer mobile wallet smartphone applications. Through this capability, MyVanilla consumers who store their card on a mobile wallet smartphone app can reload funds by tapping the POS terminal with their phone.

“The payments industry is steadily moving toward a digital ecosystem, and we are ensuring both consumers and our retail partners are ready for this change,” said Michael Parlotto, vice president of emerging technologies for InComm. “Bringing MyVanilla to Fitbit Pay and Garmin Pay allows consumers to quickly and confidently use their prepaid cards on the go. Moreover, our launch of tap-to-reload capabilities expands our suite of payment processing tools to include full lifecycle management of the mobile payments ecosystem, from provisioning capabilities to reload processing.”

Fitbit devices currently compatible with MyVanilla include the Fitbit Charge 3TM, Fitbit Ionic and Fitbit Versa models. Garmin devices currently compatible with MyVanilla include the Garmin D2 Delta, Garmin fenix 5, Garmin Forerunner 645 and Garmin vivoactive 3 models. MyVanilla card account information is never stored directly on the wearable device itself. Instead, device-specific tokens are generated to process transactions without exposing the user’s actual card number.

Atlanta-based InComm specializes in payment technologies, including prepaid products and products for paying bills, using a membership card, purchasing digital goods or adding funds to an online account.

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