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Prepaid landscape changing, supplier says

There is a need for urgency and also a time for reflection. One cannot live a life of nonstop fire drills. Equally so, life loses much if every day is a series of equal waves, predictable rhythms and uneventful cycles. There needs to be 2-minute warnings, ninth-inning rallies, an April 15. We also need a Dec. 31, a Thanksgiving and a July 4.

How move to smartphones for everything from payment to loyalty may be game changer