Stuzo Aims to Make Mobile Payment Processing More Affordable

New capabilities added to Open Commerce subscription
Stuzo Transact
Photograph courtesy of Stuzo

PHILADELPHIA Stuzo is bundling software in an effort it says is to make certain products less cost prohibitive. The company’s Open Commerce Transact Mobile Payment Processing Application (MPPA) product now comes free with a bundled subscription to its Open Commerce product suite.

“After hearing many retailers express frustration with contactless and mobile commerce being cost prohibitive, we analyzed our value chain to explore how we could reduce costs,” said Gunter Pfau, founder and CEO of Philadelphia-based Stuzo. “The first realization came when we understood the high fees that retailers are paying for their Mobile Payment Processing Application, or MPPA, as defined by industry standards body Conexxus, which dictates the specifications and functionality of an MPPA.”

Stuzo’s position is that the MPPA must be priced according to the value it generates. For this reason, Stuzo announced that its Open Commerce Transact MPPA product is now offered as complementary with a bundled subscription to its Open Commerce product suite. Further, given the required accelerated adoption of contactless commerce stemming from COVID-19, this is one way Stuzo says it is helping the industry deliver a needed capability at minimal cost. 

“We uncovered that while Convenience and Fuel retailers see an MPPA as an integral component of enabling contactless commerce, it is by definition and purpose a standardized technology that cannot empower the retailer with a competitive advantage or meaningful differentiation,” said Pfau. “The reason for this is that the MPPA is governed by Conexxus specifications and is required to meet standards for interoperability with leading industry POS site systems (such as Verifone, Gilbarco and soon NCR) and other technology suppliers in the ecosystem. This makes the difference between the core capabilities of two MPPAs, regardless of supplier, minimal or nonexistent.”

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